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Every generation has their own unique approach to money and personal finance. Millennials found the journey to adulthood riddled with obstacles such as stagnating wage growth and uncertain economic conditions. These challenges, combined with other generational circumstances, helped to shape the group’s spending habits and attitudes towards money and debt. Following infographic shows how Gen…
Do what you want to do and this is never too late. Great infographic showing some AHA moments …
We have started 2018 and it is funny to see tons of infographics showing new resolutions. I like this one as this is simple and it is focused on things we can easily control to enjoy even better our journey. I wish you all the best for 2018 and don’t forget to enjoy your journey…
I hope you will enjoy your 2018 Journey. With my family, we have taken some key decisions to leave Belgium and come in the U.S. Our moto has always been to enjoy, embrace the journey wherever we go, be positive and never give-up. I’ve learnt that Life is like a theatre. But question is not…
Working at Microsoft, I have the chance to be inspired by Satya Nadella, our CEO. He has brought the concept of “Growth Mindset” and we are living this concept every day at Microsoft. When Satya Nadella took the reins as CEO of Microsoft in early 2014, he made no secret of the fact that he…
A new year starts often with new resolutions. I like this one as it is a good summary of some tips to be positive in 2018. One of the most important steps you can take toward achieving your greatest potential in life is to learn to monitor your attitude and its impact on your work…
I have the chance to work for Microsoft as PC Category Lead for Latin America. In that context, this article gives a great overview on how Latin America is evolving as an amazing region of opportunities. Analysts see regional GDP growing 2.4% in 2018. A recovery of confidence in the region is expected to fuel…
I am working for MICROSOFT for more than 10 years and must say that the transformation we are living in this company is just amazing and very inspiring. I am very proud and thankful to be part of this journey initiated by our CEO Satya Nadella. Microsoft CEO Satya Nadella is one of the most…
Working at Microsoft and covering Latin America, I have many conversations regarding pricing and definitely in these markets where we have devaluation and high volatility of local currency vs. USD. In that context, I wanted to share this new way of Using the price of a coffee to estimate currency value. Like any other market,…
Artificial intelligence, immersive experiences, digital twins, event-thinking and continuous adaptive security create a foundation for the next generation of digital business models and ecosystems. The continuing digital business evolution exploits new digital models to align more closely the physical and digital worlds for employees, partners and customers,” says David Cearley, vice president and Gartner Fellow,…
As the population shifts grayer, potential consequences include higher dependency ratios, rising healthcare costs, and shifting economies and cities. Chile and Brazil, in particular, are trending older. Canada is not far behind with an expected median age of 45 in 2060. Interestingly, the United States is anticipated to only hit a median age of 42 by…
With 1.4 billion people and the third-largest geographical area, the country is a vast place to begin with. Add in explosive economic growth, a market-oriented but Communist government, a longstanding and complex cultural history, and self-inflicted demographic challenges – and understanding China can be even more of a puzzle. Here’s a list of top…
David Merzel LLC 